WISE FINANCIAL PLANNING FOR INDEPENDENT FINANCIAL ADVICE 71 Depot Road, Horsham, West Sussex RH13 5HN Tel: +44 (0) 1403 274774 Fax: +44 (0) 1403 274774 Mobil: +44 0402 565 365 e-mail: irm@wiseifa.co.uk

WISE FINANCIAL PLANNING

The function of Wise Financial Planning is to help it's clients improve and maintain their financial wealth both now and in the future. This is done primarily through the activities of savings, borrowings, insurances and investments.

The activities of Wise Financial Planning concern expert independent advice and consultancy. The purpose of which enables clients to achieve personal and asset protection through enhanced security, give improved returns on assets or investments. These activities allied to the clients objectives lead to financial efficiency.

Clients needs relate to their domestic or business circumstances and frequently concern not just themselves but also their families. These needs may well change over time.

The proprietor has a diploma from Life Insurance Association and is skilled in reviewing, analysing and developing financial solutions and strategies. The company is a member of the Kestrel Network. This is a nation-wide organisation of Independent Financial Advisors.

Membership of the Network provides the benefit of product research ensuring that only products that have been thoroughly proven are considered for recommendation. It also provides clients with security and continuity that a larger organisation can offer.

In addition to his financial planning skills the proprietor has over 20 years experience in the computer industry working in a variety of roles, latterly as the operations Director of a computer services company. This breath of experience enables him to bring a wealth of personal and corporate knowledge into play when discussing and considering clients wants and needs.

IT PAYS TO HAVE WISE PROTECTION

WE ADVISE ON THE FOLLOWING

Financial security for your family

• Providing for your family in the event of your death.
• Protection of your financial well being in the event of you contracting a critical illness.
• Protection of your lifestyle in the event of you being unable to work due to ill health.

Private Medical Insurance*

Planning for retirement

• Securing your financial future with a Personal Pension.
• Providing for extra retirement income with an additional voluntary contribution plan.
• Analysing "defered" pensions to see if they can be better utilised.

Mortgages, remortgages and Loans*

• Who is offering the best package for you.
• Who will lend you the most.
• Who will allow you to arrange your own insurance.

Investment Planning

• Guidance on all types of investment.
• Plans tailored for you, your tax position, your attitude to risk, to provide income, capital growth or both.
• Schemes to migrate inheritance tax.

Corporate Services

• Protection against the loss of a keyman due to Death or Critical Illness.
• Protection for shareholders and Directors.
• Retirement planning for Directors and employees.
• Group schemes for pensions, Life Assurance and sickness.
• Commecrial mortgages and Loans*.

Note: * The Personal Investment Authority and The Kestrel Network do not regulate General Insurance and Mortgages or Private Medical Insurance.

Visit our Scoot Website
http://www.scoot.co.uk/wise

A member of The Kestrel Network which is regulated by the Personal Investment Authority Ian McCulloch trading as Wise Financial Planning